Services
Forecasting & Business Plans
Forward-looking financial models and business plans that help owners evaluate opportunities, prepare for financing and plan with greater confidence.
Understanding the service
Turn assumptions into a financial plan
Forecasting helps business owners look beyond historical results and understand how future revenue, expenses, investment and financing decisions may affect the business.
SD CPA develops practical financial forecasts and business plans that connect operating assumptions with cash flow, profitability and funding requirements.
Who this service is for
Growing Businesses
Companies planning expansion, hiring, investment or other significant changes.
Businesses Seeking Financing
Owners preparing financial projections and supporting information for lenders.
New Ventures
Entrepreneurs who need a structured financial view of a new business or initiative.
How SD CPA Helps
Planning that connects strategy with the numbers
Financial Forecasts
Forward-looking income statement, balance sheet and cash flow projections based on defined assumptions.
Cash Flow Projections
Models that help identify potential cash requirements, timing issues and funding needs.
Business Plans
Financial and business information organized into a clear planning document for owners or external stakeholders.
Scenario Analysis
Comparison of different assumptions to understand how changes in sales, costs or investment may affect outcomes.
Funding Support
Financial information and projections prepared to support financing discussions and internal decision-making.
How the planning process works
01
Define
We discuss the purpose of the forecast or business plan and identify the key assumptions.
02
Model
We translate operating assumptions into financial projections and evaluate potential outcomes.
03
Refine
We review the results with you and refine the assumptions or presentation based on the intended use.
Frequently asked questions
What is included in a financial forecast?
A forecast can include projected revenue, expenses, profitability, cash flow and balance sheet information depending on the purpose and scope.
Can you prepare projections for a lender?
We can prepare financial forecasts and supporting information based on the assumptions and requirements relevant to the financing discussion.
How far into the future should a forecast go?
The appropriate period depends on the purpose. Some businesses need a short-term cash flow forecast, while financing or strategic planning may require several years.
Can existing financial results be used in the model?
Yes. Historical financial information can provide an important starting point for developing reasonable assumptions and evaluating future scenarios.
Planning the next stage of your business?
Start with a conversation about your plans, assumptions and the financial information you need.